Top Tips For Planning Your Finances Before Travelling

Getting ready for a gap year abroad or working holiday is no mean fete. There is so much to remember including taking the right clothes for where you’re headed, having all your chargers and adapters, and more importantly, have you got enough money?

Here are a few tips to make sure you’re prepared for your travels!

Be Prepared

One of the most important things to remember when you’re going to be away from home for some time is keeping yourself financially covered for the duration of your trip, and having a back up in case of emergency! So make sure you set yourself a daily budget so you don’t have to worry about not having enough money instead of enjoying yourself!

Online Banking

Setting up online banking before you go is a great idea, that way you can easily check your finances and make sure you have enough cash in the bank to enjoy your travels. You should be able to find WIFI at hotels, restaurants and public places meaning it will be easy enough to check your bank as well as your emails!

Limit Cash Carrying

Carrying money isn’t always a great idea when travelling. Not only do you put yourself at risk when travelling through less desirable areas of staying in hostels, but you also risk losing it all! By staying dependent on a card you’re able to keep track of what you’re spending, as well as trace where your money is being spent if anything goes wrong!

Check Your Cards

Making sure your cards are all in date and valid for your trip abroad is essential – as is making copies! Keeping a photocopy of the front and back of your cards will ensure you always have a back up should they go missing or get damaged.

Talk With Your Bank

Make sure your bank knows you’re going away before you leave as the last thing you want is them to think someone’s having the time of their life at your expense and cut you off! This is especially important if you’re planning on visiting a lot of countries.

Take Care!

The most important thing of all is to take care! Always protect your pins, log ins etc and make sure you don’t put yourself at risk. And have fun!

Looking to boost your travel money? Apply for your taxback now as you could be owed a small fortune that will help you have the trip of a lifetime!


Photo by William Iven on Unsplash

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